When Your Unexpected Dependent Is …

An adult child:

• Sit down with your child and create a realistic timeline for him or her to get back on his feet.

• Insist that he or she take on household responsibilities, including contributing to the bills and helping out around the house.

• Encourage your child to take responsibility for his or her own financial life and to find reputable assistance in restructuring any debts.

A grandchild:

• Determine your legal status in terms of custody or guardianship. Talk with an attorney or social worker about whether that legal status is the right one for your situation.

• Contact your county social and family services department about whether you qualify for financial assistance.

• Look into joining a support group for grandparents raising grandchildren. You’ll find the knowledge, experience and support from other families invaluable. You can find online listings for groups in your area at the GrandCare Toolkit.

An elderly relative:

• Obtain appropriate powers of attorney—medical and financial—so you’re able to make decisions on your relative’s behalf.

• Discuss ways that other family members can help out with the care of your relative, even if they aren’t local.

• Become involved in your relative’s medical care so you understand the issues involved and how to provide the best care.