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Retirement Portfolio/Suitcase full of Money. Suitcase: Les Palenik/iStockphoto; Clothes: Justin Hutchinson/Getty Images; Dollar: Slobo Mitic/iStockphoto.

Packing Your Portfolio for Retirement

To make the most of your money, layer your assets to provide cash flow and growth. More>>

SCAM ALERT: Peter Dazely/Getty Images

Scam Alert

Fake Government Checks

The instructions say to deposit it, and then wire back a portion to pay a “finder’s fee” or administrative costs. Don’t do it. More>>

ASK SID: Marcus Clackson/iStockphoto

Ask Sid

Debit Card Safety

Like others hit by credit card fees, I’m now using my debit card more often. Am I better off with a PIN or a “signature” payment? More>>

ATE: iStockphoto

Ask the Experts

Tax Break on Jobless Benefits

Do I have to pay taxes on the unemployment benefits I received in 2009? More>>

Headlines - bad job news

Work

Jobless Rate Dips to 9.7 Percent in January

It was the first time since September that the unemployment rate stood at less than 10 percent, to many economists’ surprise. More>>

Hundred dollar bills.

Personal Finance

Who Benefits From Obama’s New Proposals?

You! In State of the Union, Obama promises aid for retirement savers, college parents, caregivers. More>>

SAB: Sandra Caldwell/iStockphoto; iStockphoto

Save a Buck

Grocery Bargains

Save time and money by letting websites track the best supermarket deals for you. More>>

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ASK THE EXPERTS

AARP MEMBER DISCOUNTS

Save 10 percent at more than 130 offsite discount airport parking facilities operated nationwide by Park Ride Fly USA. For reservations, call 1-877-503-7275 toll-free or visit this site.

ECONOMY WATCH

AARP Bulletin Today covers workers, retirees and homeowners hit by the downturn—and what it will take to pull them out. More>>