Deadline for tax deferrals is April 15

April 15 is the deadline for applications for two state programs that allow low-income seniors and people with disabilities to defer their property taxes.

The programs enable them to continue to live in their own homes until they sell, permanently move or their property changes ownership. Short-term absences for health reasons are excluded. Surviving spouses may continue on deferral programs if they qualify.

In each program, the state pays property taxes to the county, maintains the account and charges 6 percent simple interest that also is deferred. There is a lien on the property; the state is paid when the property changes hands.

The qualifying property must be the taxpayer's main residence, and there must be a deed or recorded sales contract. Annual household incomes must be less than $37,500 for the year before an application is filed. Participants may remain if their federal adjusted gross income stays below $37,500.

People with disabilities must be receiving or be eligible to receive disability benefits under Social Security. Seniors must be at least age 62 by April 15.

Information: (503) 378-4988, toll-free (800) 356-4222; e-mail questions.dor@state.or.us.

— Peter Wong